Working provides more than just income. Not only does it give individuals a sense of accomplishment but also in itself offers health benefits. When a person can’t work because of an illness or injury, it can impact all aspects of their lives.

Factors for RTW success:

1. An understanding of the insured’s policy and pre-disability occupation

Insured persons with retail policies are entitled to benefits if an illness or injury prevents them from working in their own occupation or pre-injury job. As such, facilitating a return to any other occupation may not be sufficient.

Generally, the insured’s pre-disability occupation guides and influences their post-recovery occupation choice.

2. An understanding of the member’s education, training and experience

The insured’s education, training and experience will, to a great extent, determine their vocational goals and potential. Advancing their skills with appropriate training programs can help increase employment potential and facilitate an early return to work.

3. Effective communication

Successful return-to-work coordination calls for regular communication between all stakeholders. This includes the insured, rehabilitation provider, insurer and the employer. It’s imperative that all parties are on the same page in their approach. All parties must take a proactive approach to keep everybody engaged and regularly updated on the progress of the RTW process.

At Recovery Partners, we are committed to the delivery of the health benefits of work to all life insurance claimants all across Australia. Our consultants can assist you to develop and implement an effective management program.

If you’re interested, you can make enquiries here. Alternatively, our consultants love to have a chat, so give us a call on 1300 OHS RTW (647 789) Monday to Friday.